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Why the Federal Reserve Works, And What It Means for Your Retirement
The Federal Reserve may seem distant or complicated, but its decisions ripple through everything from interest rates to inflation, and that may affect your retirement directly. Let’s explore why the Fed works, why its independence matters, and what that means for your financial stability [...]
Beyond the Birds: The Unexpected Joys of Birdwatching in Retirement
Birdwatching might not sound thrilling at first... until you actually try it. Then, you realize it’s not really about the birds. Sure, spotting a rare warbler or identifying a hawk mid-flight is exciting. But the deeper joy comes from what surrounds those moments: the [...]
“I Think I Have Enough Saved—Why Am I Still Worried?”
You’ve worked hard and saved diligently, and now you're in retirement or on the doorstep of it. You’ve run the numbers. You might even have a sizable nest egg. So why do you still feel uneasy? That lingering anxiety is more common than you [...]
Mini Retirement Lifestyle Worksheet
Envision Your New Life Start with your ideal day by thinking beyond finances. What does fulfillment look like? What would a perfect weekday in retirement look like from morning to night? Where do you imagine living: the same home, downsized, or somewhere new? Who [...]
Follow the Bond Market to Better Understand Your Finances
On May 16, 2025, Moody's downgraded the U.S. sovereign credit rating from Aaa to Aa1, citing concerns over the nation's rising debt and interest payment burdens. This move follows similar downgrades by S&P in 2011 and Fitch in 2023, marking the first time all [...]
From Bucket List to Reality: 10 Adventures to Consider in Your Retirement Years
After years of meetings, deadlines, and responsibilities, you finally get to ask yourself a new kind of question: What do I actually want to do with my time? Retirement opens the door to freedom—but it’s not just about relaxing on the couch. It’s about [...]
What Retirees Should Know About Their Income Tax
Retirement is a new phase of life, and so is your tax situation. Knowing what counts as income and how it’s taxed can make a big difference in how long your money lasts. Below are some of the most common tax questions retirees ask. [...]
5 Fun Ways Retirees Can Beat the Summer Heat and Enjoy Every Minute of It
Summer: the season of sunshine, sandals, and sweet iced tea. But let’s be honest, when the temperatures soar, even the best summer days can leave you sweating more than you’d like. If you're retired or nearing retirement, this is the perfect time to enjoy [...]
“What Can I Do with $100K in Retirement?”
Understanding the Shift from Accumulation to Income As a financial advisor, one of the most common questions I hear, especially from clients entering retirement, is: “What should I actually do with these savings I’ve amassed for retirement?” It’s a great question. And it usually [...]
Published Articles
Zinnia Wealth Management and Charisse Rivers has been published and recognized by numerous industry publications.
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Certain guides and content for publication were either co-authored or fully provided by third party marketing firms. Zinnia Wealth Management utilizes third party marketing and public relation firms to assist in securing media appearances, for securing interviews, to provide suggested content for radio, for article placements, and other supporting services.
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