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A Brief History of the Social Security COLA
Although to some of us it may seem as if Social Security has always been around, that isn’t the case. The Social Security Act was signed into law by President Franklin D. Roosevelt on August 14, 1935. Its aim was to address the economic [...]
A How-To Guide to Your “my Social Security” Account
While the Social Security Administration will still mail you a statement once a year if you’re over the age of 60, they really encourage everyone to create a “my Social Security” account for better security and easier access to forms and information. With an online account, [...]
How to Build a Meaningful Retirement Life Without a Work Schedule
One of the most underestimated challenges of retirement is not financial but personal. After decades of structured workdays, many retirees find themselves asking, “What now?” While the initial freedom can feel liberating, the absence of a daily routine can quickly lead to boredom, lack [...]
Your 2026 Social Security Cost-of-Living Adjustment: The Good News, The Bad News and What It Means for Your Retirement
Every October, over 70 million Americans eagerly wait for the Social Security Administration (SSA) to announce the Cost-of-Living Adjustment (COLA). This annual bump is designed to help your benefits keep pace with inflation, but will this actually help you cover your expenses, and what [...]
New Year’s Food Traditions for Wealth and Prosperity
Happy New Year, and welcome to a fresh start! As we usher in 2026, it's a time for resolutions, reflections, and, of course, delicious food. But did you know that many New Year's food traditions around the world are steeped in superstitions and beliefs [...]
5 Pillars of a Well-Constructed Retirement Plan
A well-planned retirement is not a single event, but a comprehensive strategy built on several interconnected pillars. As we look ahead for 2026 and the years to follow, it's more important than ever to ensure your plan is built for stability and flexibility. Beyond [...]
Yes, Virginia, There is a Santa Claus
In 1897, an eight-year-old girl, Virginia O’Hanlon, wrote The New York Sun to ask a simple question: Is there a Santa Claus? And the answer she received has since been reprinted and used in books and movies throughout the years making it one of [...]
Give the Gift of Financial Planning This Holiday Season
As we gather with family and friends this week, many of us have spent time picking out the perfect gifts to wrap and lovingly place under the tree. We eagerly await them opening our gift and sharing in the joy we had while selecting [...]
Fun Holiday Traditions for You and the Grandkids
It’s the weekend before Christmas, and travel plans may have already started! If you’re gearing up to see the grandkids soon, here are some fun activities you can try that just might become holiday traditions! Bake and Decorate Christmas Cookies Starting with a classic, [...]
Published Articles
Zinnia Wealth Management and Charisse Rivers has been published and recognized by numerous industry publications.
Click below to read her articles.
Certain guides and content for publication were either co-authored or fully provided by third party marketing firms. Zinnia Wealth Management utilizes third party marketing and public relation firms to assist in securing media appearances, for securing interviews, to provide suggested content for radio, for article placements, and other supporting services.

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