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The Role of a High-Yield Savings Account in Retirement
A high-yield savings account has long been a go-to tool for savers looking to earn a little extra interest on cash reserves while keeping funds accessible. But the role it plays can shift dramatically as you move from your working years into retirement. While [...]
10 Ways to Stay Active Mentally and Physically in Retirement
Retirement is often thought of as the time to finally slow down, but research consistently shows that staying active—both mentally and physically—can lead to a longer, healthier, and more fulfilling life. Without the structure of a daily work schedule, it can be easy to [...]
How Can I Recession-Proof My Retirement?
When people think about retirement, they often imagine years of relaxation and freedom. But for many retirees and pre-retirees, that vision comes with an underlying concern: what happens if the market takes a downturn? Recessions are an unavoidable part of the economic cycle, and [...]
Creating New Family Traditions in Retirement
Retirement can seem like a step back, but it also means stepping into a new season of life. For many, it’s the first time in years when the calendar finally opens up. That extra time is a great chance to strengthen family ties and [...]
Will My Income Keep Pace with Inflation?
Retirement is supposed to be the time when you finally get to enjoy the fruits of your hard work. But one of the most common concerns retirees share is whether their income will be enough—not just today, but 10, 15, or even 20 years [...]
Adventures in Local Tourism: Seeing Your Hometown with Fresh Eyes
When most people think about travel in retirement, images of far-off destinations and long flights often come to mind. But some of the most rewarding and affordable adventures may be right outside your front door. Local tourism is the art of experiencing your hometown [...]
What Is a Required Minimum Distribution (RMD)?
If you’ve spent decades building up your retirement savings in tax-deferred accounts, you may have heard the term Required Minimum Distribution (RMD). But what exactly does it mean for you, and why is it so important to plan for it? Let’s break it down. [...]
The Time Traveler’s Retirement: Rekindling the Past Through Antiques, Vintage Fashion, and a Dash of Nostalgia
For some retirees, the golden years aren’t just about golf, grandkids, or globe-trotting—they're about stepping back in time. Be one of the “time traveling” retirees who are reviving bygone eras not through books or museums, but by living them. From finding and refurbishing antiques, [...]
Hidden Retirement Costs—What You Don’t Plan for Can Impact Your Finances
What exactly are “hidden costs” in retirement? Hidden costs are the expenses that don’t make it into your retirement spreadsheet—but still show up in real life. They include things like rising healthcare bills, inflation, home repairs, and financial support for family. While not necessarily [...]
Published Articles
Zinnia Wealth Management and Charisse Rivers has been published and recognized by numerous industry publications.
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Certain guides and content for publication were either co-authored or fully provided by third party marketing firms. Zinnia Wealth Management utilizes third party marketing and public relation firms to assist in securing media appearances, for securing interviews, to provide suggested content for radio, for article placements, and other supporting services.
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