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8 Financial Habits to Start Before Tax Season
Tax season can be challenging, especially if one is not financially prepared. While it may seem tedious, preparing beforehand can save time from last-minute hassles and help optimize tax returns. Therefore, adopting certain financial habits before the onset of tax season may help lighten [...]
There’s a Reason Retirement is Called the “Golden Years”
As we enter our golden years, it's important to take a step back and appreciate all that we have gained. No longer tied to the demands of a job or the stress of meeting deadlines, we can finally relax and enjoy the moments we [...]
2025 Social Security Benefits and Taxes
People often misunderstand Social Security retirement benefits and taxation since not all benefits are taxable. The amount of benefits one receives and how much Federal tax applies depend primarily on the income level of the receiver and other factors. How to determine if benefits [...]
The Best Floral Arrangements for Your Home
A fresh bouquet of flowers is the perfect way to bring some life and color to your home during the winter months, not to mention, it’s also a gift that is sure to make someone’s day. When choosing an arrangement, you’ll naturally consider things [...]
How Pre-Retirees Can Jumpstart Their Savings in 2025
Catching up on retirement savings can feel daunting, especially if you've started late. However, with strategic planning and commitment, it's entirely possible to build a comfortable nest egg for your future. Here are four actionable steps to help you enhance your retirement savings in [...]
Great Travel Locations for Retirees
Retirement is a great time to go out and explore the world. New foods, people, languages, and cultures are awaiting your senses! If you are interested in travel, here are a few suggestions for places to visit with all your newfound free time. Also, [...]
Policy Changes: What Retirees Need to Know
Retirement planning can sometimes feel like trying to hit a moving target. Policies change, rules shift, and retirees often find themselves needing to adapt their strategies to keep pace. Many recent policy changes affecting retirement have many people asking, "What does this mean for [...]
Fun Learning Activities to Do with Your Grandchildren
One of the great joys of retirement is being able to spend more time with your family. Here are some ideas for what to do with your grandkids when they’re around: Cooking So much of family is centered around food: the food we eat [...]
Slower Rate Cuts, The Market, and Your Finances
Whether you’re checking your account balances, planning your next adventure, or enjoying a well-earned retirement, markets move... and with it, your account values may as well. Recent market volatility, driven by the Federal Reserve’s announcement to slow rate cuts, has left many retirees wondering [...]
Published Articles
Zinnia Wealth Management and Charisse Rivers has been published and recognized by numerous industry publications.
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Certain guides and content for publication were either co-authored or fully provided by third party marketing firms. Zinnia Wealth Management utilizes third party marketing and public relation firms to assist in securing media appearances, for securing interviews, to provide suggested content for radio, for article placements, and other supporting services.

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