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Using Your House to Fund Your Retirement
It is possible for a person to end up in a situation where they have a lot of money in a home but don’t have a lot of money in the bank. If you have been paying off your mortgage for years, your equity [...]
A Time for Reflection: Journaling in Retirement
Journaling is a great way for retirees to reflect on their experiences and emotions. It can help them gain clarity and perspective, improve their memory, and reduce stress. However, starting and maintaining a journal can be challenging, especially if you don't know where to [...]
The National Debt Ceiling and How it Could Affect You
What is the Debt Ceiling? The national debt ceiling is the amount of money that the United States Government is allowed to borrow to pay for its expenses. These expenses include things like Social Security and Medicare benefits, tax refunds, military salaries, and interest [...]
How to Live Retirement to the Fullest
It’s pretty easy to have a great time in retirement. You’re not working. You can focus on family and friends and do what you want. But you might find that without a plan, you feel a little aimless. If you’re looking to get the [...]
Creating and Maintaining Generational Wealth in Retirement
In today’s fast-paced world, ensuring financial stability for future generations can be a daunting task. However, it is a common goal for retirees to create and maintain generational wealth in retirement. What better way to leave a legacy than to provide financial security? That’s [...]
’80s Summer Activities: Fun Never Goes Out of Style
The 1980s were a magical time when children enjoyed simple yet exciting activities that fostered creativity, exploration, and social interaction. Nowadays, many kids are glued to their screens, missing out on the fun of traditional outdoor play. So, let's take a trip down memory [...]
Banking Sector Issues and Your Finances
In recent months there have been 3 major bank shake-ups: Silicon Valley Bank (SVB), Signature Bank, and First Republic Bank.[1] This has generally led to fears that there is a larger recession on the horizon. The financial crisis of 2008 was also precipitated by [...]
Small Towns With Big Heart: 5 Great Travel Destinations
Traveling can be a great way to spend your time if you're retired. When it comes to planning a vacation, small towns can offer a unique and unforgettable experience. From historic sites to outdoor adventures, charming small towns across America have something to offer [...]
3 Tax Optimization Strategies to Remember for Retirement
As you plan for retirement, it's important to consider tax optimization strategies to minimize your tax liabilities. Here are three key ways to optimize taxes in retirement, based on information from sources published between 2022 and 2023. Consider the Tax Structure of Your State [...]
Published Articles
Zinnia Wealth Management and Charisse Rivers has been published and recognized by numerous industry publications.
Click below to read her articles.
Certain guides and content for publication were either co-authored or fully provided by third party marketing firms. Zinnia Wealth Management utilizes third party marketing and public relation firms to assist in securing media appearances, for securing interviews, to provide suggested content for radio, for article placements, and other supporting services.

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