Mini Retirement Lifestyle Worksheet Zinnia Wealth Management

  1. Envision Your New Life

Start with your ideal day by thinking beyond finances. What does fulfillment look like?

  • What would a perfect weekday in retirement look like from morning to night?
  • Where do you imagine living: the same home, downsized, or somewhere new?
  • Who do you spend the most time with? Do you want more time alone or more social engagement?
  • What hobbies, passions, or adventures have you put off that you want to prioritize now?

 

  1. Time Audit: How You Spend It Now

Understanding how your time is currently spent can help guide future planning.

  • How many hours a week do you currently work or stay busy with tasks?
  • What activities bring you the most satisfaction during your free time?
  • Are there any routines you’d like to keep or let go of once you retire?
  • Do you often feel bored or overbooked?

 

  1. Your Relationship with Work

Retirement doesn’t always mean the end of working; it may just mean working differently.

  • What did (or does) your career mean to you beyond income?
  • Do you want to continue working part-time, consulting, volunteering, or starting a new project?
  • How many hours a week, if any, would you ideally like to work?
  • Is your identity closely tied to your profession?

 

  1. Lifestyle Planning & Readiness

You’ve likely planned financially, but have you planned emotionally and practically?

  • Do you have a written or mental plan for how you’ll structure your time in retirement?
  • How do you plan to stay physically active and mentally sharp?
  • What support systems do you have for social connection and purpose?
  • Are there causes, skills, or experiences you’d like to explore?

 

  1. Your Next Steps

Bringing clarity to your answers can help you design a retirement that’s not only financially sustainable but emotionally fulfilling.

Takeaway Action:

Write down 3 lifestyle goals for your first year of retirement. Think: relationships, purpose, passion, or wellness. Then consider sharing them with your financial advisor so they can help you build a plan that aligns your money with the life you truly want.  Click HERE to reach out to one of our professionals at Zinnia Wealth Management today for a complimentary review of your finances.