Financial Planning

Debt, Credit, and Honoring the Favor

What does debt mean to you? You might view “debt” as a dirty word, accompanied by the shackle of interest rates and missed payments. But you might view “credit” differently. Credit is seen as a financial tool, and a good credit score as something to be nurtured and coveted. We treat them as distinct financial [...]

By |2026-03-30T09:29:19-04:00March 30th, 2026|Blog, Blogs, Financial Planning|

Debt, Credit, and Honoring the Favor

What does debt mean to you? You might view “debt” as a dirty word, accompanied by the shackle of interest rates and missed payments. But you might view “credit” differently. Credit is seen as a financial tool, and a good credit score as something to be nurtured and coveted. We treat them as distinct financial [...]

By |2026-03-30T09:27:38-04:00March 30th, 2026|Blog, Blogs, Financial Planning|

The Rise of Consumer Credit and How to Manage Your Own

How often do you use a credit card? Perhaps you even use more than one. In today’s economy, the small rectangle of plastic (or metal) in your wallet is more than just a tool for buying groceries; it is a gateway to a complex financial ecosystem. To truly understand credit cards, we have to look [...]

By |2026-03-23T11:11:29-04:00March 23rd, 2026|Blog, Blogs, Financial Planning, History|

Celebrating National Credit Awareness Month

March is the start of spring, which means the chilly weather is subsiding, the days are getting longer, and you might even begin planning your summer plans. But March is also National Credit Awareness Month. While cleaning out your gutters or planting seeds might be on your to-do list, this month serves as a vital [...]

By |2026-03-01T12:45:00-05:00March 1st, 2026|Blog, Blogs, Financial Planning|

Give the Gift of Financial Planning This Holiday Season

As we gather with family and friends this week, many of us have spent time picking out the perfect gifts to wrap and lovingly place under the tree. We eagerly await them opening our gift and sharing in the joy we had while selecting it especially for them. And though traditional presents like gadgets and [...]

By |2025-12-22T10:42:33-05:00December 22nd, 2025|Blog, Financial Planning|

5 Year-End Financial Moves for the Holidays

As the year winds down and the holiday season approaches, December brings a natural opportunity to pause, reflect, and realign. For retirees, this season is a perfect time to give your financial life a little attention before the calendar flips to a new year. Annual limits and other financial standards refresh at the end of [...]

By |2025-12-15T10:21:48-05:00December 15th, 2025|Blog, Financial Planning|

Celebrate the Season Without Overspending: Shopping Tips for Retirees

The holiday season is filled with warmth, tradition, and time with loved ones, but for many retirees, it can also bring financial stress. Between gift-giving, entertaining, decorations, and travel, the expenses can quickly add up. When you're living on a fixed income, this time of year can start to feel a bit overwhelming. But don’t [...]

By |2025-12-12T08:39:57-05:00December 12th, 2025|Blog, Financial Planning|

Should I Keep My Retirement Account or Use Annuities?

Deciding whether to keep your retirement savings in accounts like IRAs or 401(k)s versus transferring those funds to an annuity is a question many people face as they approach retirement. But before we jump in, there’s no rule that says you have to pick one, and both offer different benefits and come with different limits [...]

By |2025-12-05T13:17:22-05:00December 8th, 2025|Blog, Financial Planning, Retirement Income|

When Should I Plan for Long‑Term Care?

Though no one likes to think about it, as we age, we may not always be able to handle things on our own. When daily activities become too difficult, long-term care helps provide the assistance we may need with tasks such as bathing, dressing or eating. Though it isn’t covered by standard health insurance or [...]

By |2025-11-10T10:21:15-05:00November 10th, 2025|Blog, Financial Planning, Healthcare|
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