Financial Planning Archives - ZINNIA WEALTH MANAGEMENT

A Realistic New Year’s Resolution

Some New Year’s resolutions are more realistic than others. A realistic goal for everyone is to make a financial calendar for the upcoming year. This should include universal deadlines such as April 15th, and dates particular to you, such as insurance renewal dates, salary raises, and financial reviews. Starting the year off with knowledge of

Wrapping Up 2018

While it’s easy to get caught up in the holiday spirit, running out to grab last minute gifts, baking dozens of gingerbread men and trimming your tree, don’t forget about your retirement plan. The end of the year is an important time for retires, and there’s a few things you should wrap up before it

Evaluate Your Accounts Before Year-End

Before the year ends, it’s important to take a look back and reflect on 2018. You can look at how your investments changed, review your portfolio and note any changes that happened in the past year that affected you financially. This can be as easy as taking 15 minutes to check-up on your portfolio and


A volatile market can make anyone nervous, but it can be especially nerve-wracking for retirees and soon-to-be retirees who are concerned about protecting their nest egg for the long-term. And, one thing will always hold true: No one can predict the market’s ups and downs. This is why it’s important to create, no matter how

Tax Efficient Strategies for Charitable Giving

As the seasons start to change and the holidays approach, we are reminded of how fortunate we are and how much we have to be grateful for. We are also reminded that the season of giving is upon us. But, if you’re retired, you may be worried about where extra income will come from and

Staying Calm in Unpredictable Markets

There’s no doubt that the markets are unpredictable. Just over 2 months ago officially marked the current period of growth as the longest-lasting bull market in history. A bull market is generally noted as any period of rising stock prices and can be measured as a time in which market values rise at least 20

Are You Nurturing Your Relationships

Social networks have been on everyone’s mind lately, from Facebook’s falling stock price to debates about whether the internet is too isolating. If you’ve been thinking about your own social networks, you’re probably asking yourself a few common questions. Who do I really connect with? How do I stay part of other people’s lives, and

3 Helpful Tips for Preserving Your Wealth

Whether you’re approaching, transitioning into, or already in retirement, it’s crucial that you develop a plan to protect your hard-earned savings. According to a recent retirement survey by the Insured Retirement Institute, 41% of Baby Boomer participants stated “monthly guaranteed income” as the #1 or #2 most important trait for their retirement investments. Having a solid

How Are You Dealing With Market Risk?

As if it isn’t hard enough to plan for retirement, a whole bunch of other things to worry about seem to pop up almost daily. And, some of these things like trade wars seem as if they get bigger and scarier as the news cycle grows. But this isn’t about trade wars, North Korea, or

Celebrate Our Nation’s Independence and Secure Your Financial Freedom

The 4th of July, a celebration of our great nation’s independence, is here once again! What that also means is that you’ll be bombarded with all the big sales on everything from outdoor grills and cars, to mattresses and televisions. Unfortunately, for many the 4th seems to have evolved into nothing more than a big retail holiday, but let’s not forget the true