Envision Your New Life Start with your ideal day by thinking beyond finances. What does fulfillment look like? What would a perfect weekday in retirement look like from morning to night? Where do you imagine living: the same home, downsized, or somewhere new? Who do you spend the most time with? Do you want more [...]
On May 16, 2025, Moody's downgraded the U.S. sovereign credit rating from Aaa to Aa1, citing concerns over the nation's rising debt and interest payment burdens. This move follows similar downgrades by S&P in 2011 and Fitch in 2023, marking the first time all three major credit agencies have rated U.S. debt below their top [...]
After years of meetings, deadlines, and responsibilities, you finally get to ask yourself a new kind of question: What do I actually want to do with my time? Retirement opens the door to freedom—but it’s not just about relaxing on the couch. It’s about rediscovering the excitement of possibility. Whether your dreams involve travel, learning, [...]
Retirement is a new phase of life, and so is your tax situation. Knowing what counts as income and how it’s taxed can make a big difference in how long your money lasts. Below are some of the most common tax questions retirees ask. Can I Avoid the Income Tax in Retirement? What Would That [...]
Summer: the season of sunshine, sandals, and sweet iced tea. But let’s be honest, when the temperatures soar, even the best summer days can leave you sweating more than you’d like. If you're retired or nearing retirement, this is the perfect time to enjoy the freedom you’ve earned, but also to stay cool, comfortable, and [...]
Understanding the Shift from Accumulation to Income As a financial advisor, one of the most common questions I hear, especially from clients entering retirement, is: “What should I actually do with these savings I’ve amassed for retirement?” It’s a great question. And it usually signals something deeper: the start of the distribution phase of retirement. [...]
When you picture retirement, what comes to mind? Maybe it’s freedom from the 9-to-5 grind, more time with family, or finally booking that dream vacation. Whatever your vision looks like, one thing is certain: retirement should feel good. And that doesn’t just mean financial comfort; it means having the energy, clarity, and peace of mind [...]
For the fourth time in a row, the Federal Reserve has decided to hold interest rates steady, keeping the federal funds rate at 4.25%–4.50%. On the surface, that might sound uneventful—but beneath the calm, there’s plenty going on. And if you're retired or nearing retirement, the ripple effects of this decision are worth paying attention [...]
You’ve heard the saying: “You can’t teach an old dog new tricks.” It’s often said with a shrug, as if change becomes impossible after a certain age. But if you ask us, retirement is the perfect time to prove that phrase wrong with style, grace, and maybe even a little salsa dancing. After years, or [...]
There’s a well-known saying: “Nothing is certain except death and taxes.” But what’s often left out is how closely those two concepts can intersect—especially when it comes to your legacy. Many people spend a lifetime building wealth to leave something meaningful behind. But without a thoughtful plan, more of that wealth could go toward taxes, [...]
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