Federal Reserve

A Recent History of Federal Reserve Policy

The past quarter century has held times of economic prosperity and crisis in this country. Because your retirement hinges on your financial options and decisions, the economic health of certain parts of the financial world can dictate if and how you struggle, survive, or thrive in retirement. As such, it's arguable that no other institution [...]

By |2024-10-14T11:12:25-04:00October 14th, 2024|Blog, Federal Reserve, History|

How Lower Interest Rates Could Impact Your Money

The Federal Reserve recently announced their decision to lower interest rates, marking a significant shift in monetary policy. This change could have far-reaching implications—namely to your retirement finances if you rely on interest-earning accounts like money market accounts, CDs, and savings accounts.[1] The Impact on Interest-Earning Accounts Interest-earning accounts, known for their stability and, of [...]

By |2024-09-30T11:28:25-04:00September 30th, 2024|Blog, Federal Reserve, Investing|

The Fed Speaks, Earnings Release, and the Market Drops… But Your Retirement Finances Shouldn’t Care

In recent months, the financial landscape has been marked by unpredictability. The Federal Reserve's recent announcement to maintain interest rates at their current levels has left many investors on edge. While the Fed has signaled a cautious approach, it has not ruled out the possibility of economic struggles ahead, indicating a readiness to lower interest [...]

By |2024-09-09T11:07:00-04:00September 9th, 2024|Blog, Economy, Federal Reserve, Retirement Income Planning|

Today’s Interest Rates and Your Retirement

The Federal Reserve makes a monthly statement about its interest rate policy, which is based on the data it tracks and analyzes to understand the state of the economy. This includes data regarding inflation, employment, and more. These statements are important for the rest of the nation to understand how the economy is doing as [...]

By |2024-07-22T12:33:07-04:00July 22nd, 2024|Blog, Economy, Federal Reserve|

3 Factors to Know for Rising Interest Rate Conditions

The 2022 economy has broken multiple records, first, with the highest inflation rate in 40 years, and now, the highest federal reserve interest rates since 2008.[1] In efforts to curb raging inflation, the US Federal Reserve has raised interest rates six times in 2022, reaching a target of 3.75% in November.[2] This rise in the [...]

By |2023-07-11T19:13:11-04:00December 12th, 2022|Economy, Federal Reserve, Financial Planning|

Inflation Presents Unique Risks – Know How You’ll Respond

If your weekly grocery bill is noticeably higher or you can’t believe how expensive gas is, you’re not alone. Inflation is at 40-year highs,[1] and a recent poll found that 52% of Americans said the most important issue facing the country is inflation.[2] It’s significant that so many Americans recognized inflation as a major threat [...]

By |2023-07-12T09:14:12-04:00June 13th, 2022|Economy, Federal Reserve, Stock Market|

You Can’t Stop Inflation, But You Can Prepare

Did you ever hear your parents or grandparents talk about how much less everything used to cost? They weren’t exaggerating - in 1960, a gallon of conventional whole milk was 31 cents, and today it’s $3.77 on average.[1] A few dollars might not seem like much, but that’s a 1,116% increase. You’ve likely noticed higher [...]

By |2022-05-23T14:09:31-04:00May 23rd, 2022|Economy, Federal Reserve, Financial Planning|

Rising Interest Rates and High Inflation – How Will You Respond?

The Federal Reserve voted to raise interest rates for the first time since 2018 and has several more rate hikes planned for this year.[1] Rising interest rates can have significant effects on the economy and your finances. Between a volatile market, high inflation, and rising interest rates, know how you’ll respond. The Federal Reserve Raising [...]

By |2022-04-11T14:16:34-04:00April 11th, 2022|Economy, Federal Reserve, Financial Planning|

How Do You Handle a Volatile Market?

Now that you’re nearing retirement, the term “market volatility” might stir up different feelings than it did 30 years ago. Older workers and retirees understand that they have less time to make up for losses in their investments and to ride out future market crashes than they did when they were younger. Leaving your financial [...]

By |2022-02-14T12:54:59-05:00February 14th, 2022|Federal Reserve, Financial Planning, Investment Strategies, Stock Market|

Could We See a Major Market Correction This Year?

While we saw record highs in the market in 2021, there’s no telling what could happen in 2022 or beyond. There are reasons we could see a market correction, and now is the time to ask yourself if you’re prepared for one. It can be hard to chart a course for retirement when you consider [...]

By |2022-01-18T17:58:15-05:00January 18th, 2022|Economy, Federal Reserve, Stock Market|