Taking up photography as a pastime can be a wonderful idea when you retire. It will give you the perfect opportunity to soak in the beauty of everything around you. The introduction of smartphones and sophisticated digital cameras has made it a breeze to capture a pleasing image. The computers embedded in these devices automatically [...]
In 4 Retirement Planning Myths That Could Cost You, we tackled some of the most common financial myths that could be costing you money. In this article, we’re going to debunk three more myths about general personal financial management that could still have an impact on your retirement. Myth 1: Once You Create a Financial [...]
Retirement can be a great time to explore new places, and there are many unique cities in America that are worth visiting. Whether you’re looking for warm weather, outdoor activities, cultural experiences, or a mix of all three, there’s a city that’s perfect for you. Austin, TX Austin has a very distinct personality, and it [...]
What if everything you thought you knew about financial planning was wrong? Many well-meaning people fall victim to common financial myths—some of which could cost them thousands of dollars or even their retirement security. Let’s break down some of the biggest myths and uncover the real truths behind smart financial planning. Myth 1: The 4% [...]
For most households across the nation, coffee is a crucial component of the morning routine. But not everyone is so ready to hop on the coffee bandwagon. Recently, coffee alternatives have been popping up more and more. If you are looking to take a coffee "break" or are hoping to expand your morning beverage horizon, [...]
Estate planning isn’t something you do once and forget about—it’s an ongoing process that helps ensure your financial affairs are in order and your loved ones are taken care of. One of the most important documents in an estate plan is a will, but over time, things change. Life events, financial shifts, and even tax [...]
When you're retired and spending lots of time at home, you might notice that your home could use some liveliness. Plant parenting is a fulfilling activity that can help you stay connected with nature, learn new facts, and keep up a routine. If you're not sure where to begin, here are three pet-safe, low-light houseplants [...]
Tax season can be challenging, especially if one is not financially prepared. While it may seem tedious, preparing beforehand can save time from last-minute hassles and help optimize tax returns. Therefore, adopting certain financial habits before the onset of tax season may help lighten the tax season's load. 1. Regular expense monitoring—The first habit to [...]
As we enter our golden years, it's important to take a step back and appreciate all that we have gained. No longer tied to the demands of a job or the stress of meeting deadlines, we can finally relax and enjoy the moments we have planned. Gone are the days of frantically rushing from one [...]
People often misunderstand Social Security retirement benefits and taxation since not all benefits are taxable. The amount of benefits one receives and how much Federal tax applies depend primarily on the income level of the receiver and other factors. How to determine if benefits are taxable If Social Security benefits are the only source of [...]
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